 
      
                Effective November 15th 2012
                Updated November 14th 2022
                
                Protecting your privacy and data is very important to us. Accordingly,
                we have developed this Privacy and Data Policy in order for you to
                understand what data we collect and how we use it. The following
                outlines our policy for all of our mobile apps downloaded from stores
                such as Apple, Google, and Amazon. This policy excludes The Guides
                series. The privacy policy for those apps may be found at:
                The Guides App Privacy Policy
                
                Please note if you sign-up for a subscription to the RosiMosi Academy
                then the
                RosiMosi Academy Privacy Policy
                will also apply. 
                • Personal Information: By default our mobile apps collect no
                personally identifiable information. If you sign-up for the RosiMosi
                Academy we may collect information such as your name and email address.
                
                • Data Collection: Our apps may collect anonymous usage
                information to help improve the quality of our services and
                applications. This data is anonymous and does not contain any
                information which may be used to identify a specific user.
                If you subscribe to the RosiMosi Academy, more data collection may
                occur. View the
                RosiMosi Academy Privacy Policy for more
                details. 
                All of our apps are built with the Solar SDK. Solar SDK may collect
                anonymous usage information that is fully GDPR compliant. This means it
                does not collect any Personal Data which can be used to identify a
                specific user. View the full Privacy Policy for Solar SDK here:
                Corona Labs Privacy Policy
                
                • Data Retention: We will only keep your personal information for
                as long as it is necessary for the purposes set out in this privacy
                policy, unless a longer retention period is required or permitted by law
                (such as tax, accounting or other legal requirements). No purpose in
                this policy will require us keeping your personal information for longer
                than 2 years past the termination of the user's account . If you wish to
                remove any of your information from our systems please contact us at
                help@rosimosi.com. 
                • Age Limitations: We do not knowingly contact or do business
                with anyone under 16 years of age. If a parent or guardian becomes aware
                that a child under the age of 16 has attempted to contact and/or do
                business with us, please advise us by email at help@rosimosi.com so that
                we may rectify the situation. 
                • Push Notifications: We may also send parents and teachers
                practice reminders through our mobile apps. These notifications are
                intended for grownups only and can only be requested through the
                parent/grownup sections of our mobile apps. You can opt-out from these
                notifications or modify the frequency of these notifications at any time
                through the app or device settings. 
                • Social Media: Our apps do not interact with any social media
                networks. We may provide links to our own social media networks for the
                purpose of providing support and product information. 
                This policy is extremely restrictive in order to protect children while
                using apps. Our philosophy is that children should not be exposed to
                dangers while playing games and parents shouldn't have to worry if an
                app is collecting information about them. If you ever have a question
                about the privacy of your children, or yourself, while using our
                applications, please email us at help@rosimosi.com
              
                Effective December 12th 2019
                Updated February 10th 2021
                
                Thank you for choosing to be part of our community at RosiMosi LLC
                (“Company”, “we”, “us”, or “our”). We are committed to protecting your
                personal information and your right to privacy. If you have any
                questions or concerns about our policy, or our practices with regards to
                your personal information, please contact us at help@rosimosi.com.
                
                When you visit our website www.rosimosi.com, and use our services, you
                trust us with your personal information. We take your privacy very
                seriously. In this privacy policy, we seek to explain to you in the
                clearest way possible what information we collect, how we use it and
                what rights you have in relation to it. We hope you take some time to
                read through it carefully, as it is important. If there are any terms in
                this privacy policy that you do not agree with, please discontinue use
                of our Sites and our services.
                
                This privacy policy applies to all information collected through our
                website (such as www.rosimosi.com), and/or any related services, sales,
                marketing or events (we refer to them collectively in this privacy
                policy as the "Services").
                
                Please read this privacy policy carefully as it will help you make
                informed decisions about sharing your personal information with us.
                
                1. WHAT INFORMATION DO WE COLLECT? 
                
                Personal information you disclose to us
                
                In Short: We collect personal information that you provide to us such
                  as name, address, contact information, passwords and security data,
                  payment information, and social media login data.
                
                We collect personal information that you voluntarily provide to us when
                registering at the Services expressing an interest in obtaining
                information about us or our products and services, when participating in
                activities on the Services or otherwise contacting us.
                
                The personal information that we collect depends on the context of your
                interactions with us and the Services, the choices you make and the
                products and features you use. The personal information we collect can
                include the following:
                
                 Publicly Available Personal Information. We collect first name,
                maiden name, last name, nickname, ID, email addresses, and other similar
                data. 
                Credentials. We collect passwords, password hints, and similar
                security information used for authentication and account access.
                
                Student Data. We collect student names and track program usage
                for parent/teacher reporting. 
                Payment Data. We collect data necessary to process your payment
                if you make purchases, such as your payment instrument number (such as a
                credit card number), and the security code associated with your payment
                instrument. All payment data is stored by Stripe. You may find their
                privacy policy link(s) here: www.stripe.com. 
                Social Media Login Data. We provide you with the option to
                register using social media account details, like your Facebook, Twitter
                or other social media account. If you choose to register in this way, we
                will collect the Information described in the section called "HOW DO WE
                HANDLE YOUR SOCIAL LOGINS " below. 
                All personal information that you provide to us must be true, complete
                and accurate, and you must notify us of any changes to such personal
                information.
                
                Information automatically collected
                
                In Short: Some information – such as IP address and/or browser and
                  device characteristics – is collected automatically when you visit our
                  Services.
                
                We automatically collect certain information when you visit, use or
                navigate the Services. This information does not reveal your specific
                identity (like your name or contact information) but may include device
                and usage information, such as your IP address, browser and device
                characteristics, operating system, language preferences, referring URLs,
                device name, country, location, information about how and when you use
                our Services and other technical information. This information is
                primarily needed to maintain the security and operation of our Services,
                and for our internal analytics and reporting purposes.
                
                Like many businesses, we also collect information through cookies and
                similar technologies.
                
                Online Identifiers. We collect tools and protocols, such as IP
                (Internet Protocol) addresses, devices, cookie identifiers, or others
                such as the ones used for analytics and marketing, and other similar
                data. 
                2. HOW DO WE USE YOUR INFORMATION?
                
                In Short: We process your information for purposes based on
                  legitimate business interests, the fulfillment of our contract with
                  you, compliance with our legal obligations, and/or your consent.
                
                We use personal information collected via our Services for a variety of
                business purposes described below. We process your personal information
                for these purposes in reliance on our legitimate business interests, in
                order to enter into or perform a contract with you, with your consent,
                and/or for compliance with our legal obligations. We indicate the
                specific processing grounds we rely on next to each purpose listed
                below.
                
                We use the information we collect or receive:
                
                - To facilitate account creation and logon process. If you choose to
                link your account with us to a third party account (such as your Google
                or Facebook account), we use the information you allowed us to collect
                from those third parties to facilitate account creation and logon
                process for the performance of the contract. See the section below
                headed " HOW DO WE HANDLE YOUR SOCIAL LOGINS " for further information.
                
                - To send you marketing and promotional communications. We and/or our
                third party marketing partners may use the adult account holder's personal information you send
                to us for our marketing purposes, if this is in accordance with your
                marketing preferences. You can opt-out of our marketing emails at any
                time (see the " WHAT ARE YOUR PRIVACY RIGHTS " below).
                
                - Fulfill and manage your orders. We may use your information to fulfill
                and manage your orders, payments, returns, and exchanges made through
                the Services.
                
                - To protect our Services. We may use your information as part of our
                efforts to keep our Services safe and secure (for example, for fraud
                monitoring and prevention).
                
                - To enforce our terms, conditions and policies for Business Purposes,
                Legal Reasons and Contractual.
                
                - To respond to legal requests and prevent harm. If we receive a
                subpoena or other legal request, we may need to inspect the data we hold
                to determine how to respond.
                
                - To manage user accounts. We may use your information for the purposes
                of managing our account and keeping it in working order.
                
                - To deliver services to the user. We may use your information to
                provide you with the requested service.
                
                - To respond to user inquiries/offer support to users. We may use your
                information to respond to your inquiries and solve any potential issues
                you might have with the use of our Services.
                
                - For other Business Purposes. We may use your information for other
                Business Purposes, such as data analysis, identifying usage trends,
                determining the effectiveness of our promotional campaigns and to
                evaluate and improve our Services, products, marketing and your
                experience. We may use and store this information in aggregated and
                anonymized form so that it is not associated with individual end users
                and does not include personal information. We will not use identifiable
                personal information without your consent.
                
                3. WILL YOUR INFORMATION BE SHARED WITH ANYONE?
                
                
                  Short: We only share information with your consent, to comply with
                  laws, to provide you with services, to protect your rights, or to
                  fulfill business obligations.
                
                We may process or share data based on the following legal basis:
                
                - Consent: We may process your data if you have given us specific
                consent to use your personal information in a specific purpose.
                
                - Legitimate Interests: We may process your data when it is reasonably
                necessary to achieve our legitimate business interests.
                
                - Performance of a Contract: Where we have entered into a contract with
                you, we may process your personal information to fulfill the terms of
                our contract.
                
                - Legal Obligations: We may disclose your information where we are
                legally required to do so in order to comply with applicable law,
                governmental requests, a judicial proceeding, court order, or legal
                process, such as in response to a court order or a subpoena (including
                in response to public authorities to meet national security or law
                enforcement requirements).
                
                - Vital Interests: We may disclose your information where we believe it
                is necessary to investigate, prevent, or take action regarding potential
                violations of our policies, suspected fraud, situations involving
                potential threats to the safety of any person and illegal activities, or
                as evidence in litigation in which we are involved. 
More
                specifically, we may need to process your data or share your personal
                information in the following situations: 
                - Vendors, Consultants and Other Third-Party Service Providers. We may
                share your data with third party vendors, service providers, contractors
                or agents who perform services for us or on our behalf and require
                access to such information to do that work. Examples include: payment
                processing, data analysis, email delivery, hosting services, customer
                service and marketing efforts. We may allow selected third parties to
                use tracking technology on the Services, which will enable them to
                collect data about how you interact with the Services over time. This
                information may be used to, among other things, analyze and track data,
                determine the popularity of certain content and better understand online
                activity. Unless described in this Policy, we do not share, sell, rent
                or trade any of your information with third parties for their
                promotional purposes. We have contracts in place with our data
                processors. This means that they cannot do anything with your personal
                information unless we have instructed them to do it. They will not share
                your personal information with any organisation apart from us. They will
                hold it securely and retain it for the period we instruct.
                
                -Business Transfers. We may share or transfer your information in
                connection with, or during negotiations of, any merger, sale of company
                assets, financing, or acquisition of all or a portion of our business to
                another company.
                
                -Affiliates. We may share your information with our affiliates, in which
                case we will require those affiliates to honor this privacy policy .
                Affiliates include our parent company and any subsidiaries, joint
                venture partners or other companies that we control or that are under
                common control with us.
                
                -Business Partners. We may share your information with our business
                partners to offer you certain products, services or promotions.
                
                4. WHO WILL YOUR INFORMATION BE SHARED WITH?
                
                In Short: We only share information with the following third
                  parties.
                
                We only share and disclose your information with the following third
                parties. We have categorized each party so that you may be easily
                understand the purpose of our data collection and processing practices.
                If we have processed your data based on your consent and you wish to
                revoke your consent, please contact us.
                
                - Allow Users to Connect to their Third-Party Accounts: Facebook
                account, Twitter account and Google account
                
                - Invoice and Billing: Stripe
                
                - Web and Mobile Analytics: Google Analytics
                
                5. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?
                
                In Short: We may use cookies and other tracking technologies to
                  collect and store your information.
                
                We may use cookies and similar tracking technologies (like web beacons
                and pixels) to access or store information.
                
                6. HOW DO WE HANDLE YOUR SOCIAL LOGINS?
                
                In Short: If you choose to register or log in to our services using a
                  social media account, we may have access to certain information about
                  you.
                
                Our Services offer you the ability to register and login using your
                third party social media account details (like your Facebook or Twitter
                logins). Where you choose to do this, we will receive certain profile
                information about you from your social media provider. The profile
                Information we receive may vary depending on the social media provider
                concerned, but will often include your name, e-mail address, friends
                list, profile picture as well as other information you choose to make
                public.
                
                We will use the information we receive only for the purposes that are
                described in this privacy policy or that are otherwise made clear to you
                on the Services . Please note that we do not control, and are not
                responsible for, other uses of your personal information by your third
                party social media provider. We recommend that you review their privacy
                policy to understand how they collect, use and share your personal
                information, and how you can set your privacy preferences on their sites
                and apps.
                
                7. IS YOUR INFORMATION TRANSFERRED INTERNATIONALLY?
                
                In Short: We may transfer, store, and process your information in
                  countries other than your own.
                
                Our servers are located in United States. If you are accessing our
                Services from outside United States, please be aware that your
                information may be transferred to, stored, and processed by us in our
                facilities and by those third parties with whom we may share your
                personal information (see " WILL YOUR INFORMATION BE SHARED WITH ANYONE?
                " above), in and other countries.
                
                If you are a resident in the European Economic Area, then these
                countries may not have data protection or other laws as comprehensive as
                those in your country. We will however take all necessary measures to
                protect your personal information in accordance with this privacy policy
                and applicable law.
                
                8. HOW LONG DO WE KEEP YOUR INFORMATION?
                
                In Short: We keep your information for as long as necessary to
                  fulfill the purposes outlined in this privacy policy unless otherwise
                  required by law.
                
                We will only keep your personal information for as long as it is
                necessary for the purposes set out in this privacy policy, unless a
                longer retention period is required or permitted by law (such as tax,
                accounting or other legal requirements). No purpose in this policy will
                require us keeping your personal information for longer than 2 years
                past the termination of the user's account .
                
                When we have no ongoing legitimate business need to process your
                personal information, we will either delete or anonymize it, or, if this
                is not possible (for example, because your personal information has been
                stored in backup archives), then we will securely store your personal
                information and isolate it from any further processing until deletion is
                possible.
                
                9. HOW DO WE KEEP YOUR INFORMATION SAFE?
                
                In Short: We aim to protect your personal information through a
                  system of organizational and technical security measures.
                
                We have implemented appropriate technical and organizational security
                measures designed to protect the security of any personal information we
                process. However, please also remember that we cannot guarantee that the
                internet itself is 100% secure. Although we will do our best to protect
                your personal information, transmission of personal information to and
                from our Services is at your own risk. You should only access the
                services within a secure environment.
                
                10. WHAT ARE YOUR PRIVACY RIGHTS?
                
                In Short: In some regions, such as the European Economic Area, you
                  have rights that allow you greater access to and control over your
                  personal information. You may review, change, or terminate your
                  account at any time.
                
                In some regions (like the European Economic Area), you have certain
                rights under applicable data protection laws. These may include the
                right (i) to request access and obtain a copy of your personal
                information, (ii) to request rectification or erasure; (iii) to restrict
                the processing of your personal information; and (iv) if applicable, to
                data portability. In certain circumstances, you may also have the right
                to object to the processing of your personal information. To make such a
                request, please use the contact details provided below. We will consider
                and act upon any request in accordance with applicable data protection
                laws.
                
                If we are relying on your consent to process your personal information,
                you have the right to withdraw your consent at any time. Please note
                however that this will not affect the lawfulness of the processing
                before its withdrawal.
                
                If you are resident in the European Economic Area and you believe we are
                unlawfully processing your personal information, you also have the right
                to complain to your local data protection supervisory authority. You can
                find their contact details here:
                EU Data Protection Authorities
                
                
                If you have questions or comments about your privacy rights, you may
                email us at help@rosimosi.com.
                
                Account Information
                
                If you would at any time like to review or change the information in
                your account or terminate your account, you can:
                
                - Contact us using the contact information provided.
                
                Upon your request to terminate your account, we will deactivate or
                delete your account and information from our active databases. However,
                some information may be retained in our files to prevent fraud,
                troubleshoot problems, assist with any investigations, enforce our Terms
                of Use and/or comply with legal requirements.
                
                Cookies and similar technologies: Most Web browsers are set to accept
                cookies by default. If you prefer, you can usually choose to set your
                browser to remove cookies and to reject cookies. If you choose to remove
                cookies or reject cookies, this could affect certain features or
                services of our Services.
                
                Opting out of email marketing: You can unsubscribe from our marketing
                email list at any time by clicking on the unsubscribe link in the emails
                that we send or by contacting us using the details provided below. You
                will then be removed from the marketing email list – however, we will
                still need to send you service-related emails that are necessary for the
                administration and use of your account.
                
                11. DATA BREACH
                
                A privacy breach occurs when there is unauthorized access to or
                collection, use, disclosure or disposal of personal information. You
                will be notified about data breaches when RosiMosi LLC believes you are
                likely to be at risk or serious harm. For example, a data breach may be
                likely to result in serious financial harm or harm to your mental or
                physical well-being. In the event that RosiMosi LLC becomes aware of a
                security breach which has resulted or may result in unauthorized access,
                use or disclosure of personal information RosiMosi LLC will promptly
                investigate the matter and notify the applicable Supervisory Authority
                not later than 72 hours after having become aware of it, unless the
                personal data breach is unlikely to result in a risk to the rights and
                freedoms of natural persons.
                
                12. CONTROLS FOR DO-NOT-TRACK FEATURES
                
                Most web browsers and some mobile operating systems and mobile
                applications include a Do-Not-Track (“DNT”) feature or setting you can
                activate to signal your privacy preference not to have data about your
                online browsing activities monitored and collected. No uniform
                technology standard for recognizing and implementing DNT signals has
                been finalized. As such, we do not currently respond to DNT browser
                signals or any other mechanism that automatically communicates your
                choice not to be tracked online. If a standard for online tracking is
                adopted that we must follow in the future, we will inform you about that
                practice in a revised version of this privacy policy .
                
                13. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?
                In Short: Yes, if you are a resident of California, you are granted
                  specific rights regarding access to your personal information.
                
                California Civil Code Section 1798.83, also known as the “Shine The
                Light” law, permits our users who are California residents to request
                and obtain from us, once a year and free of charge, information about
                categories of personal information (if any) we disclosed to third
                parties for direct marketing purposes and the names and addresses of all
                third parties with which we shared personal information in the
                immediately preceding calendar year. If you are a California resident
                and would like to make such a request, please submit your request in
                writing to us using the contact information provided below.
                
                If you are under 18 years of age, reside in California, and have a
                registered account with the Services, you have the right to request
                removal of unwanted data that you publicly post on the Services. To
                request removal of such data, please contact us using the contact
                information provided below, and include the email address associated
                with your account and a statement that you reside in California. We will
                make sure the data is not publicly displayed on the Services, but please
                be aware that the data may not be completely or comprehensively removed
                from our systems.
                
                14. DO WE MAKE UPDATES TO THIS POLICY?
                
                In Short: Yes, we will update this policy as necessary to stay
                  compliant with relevant laws.
                
                We may update this privacy policy from time to time. The updated version
                will be indicated by an updated “Revised” date and the updated version
                will be effective as soon as it is accessible. If we make material
                changes to this privacy policy, we may notify you either by prominently
                posting a notice of such changes or by directly sending you a
                notification. We encourage you to review this privacy policy frequently
                to be informed of how we are protecting your information.
                
                15. HOW CAN YOU CONTACT US ABOUT THIS POLICY?
                
                If you have questions or comments about this policy, you may contact our
                Data Protection Officer (DPO), Kevin Bradford, by email at
                help@rosimosi.com.
                
                HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM
                  YOU?
                
                Based on the laws of some countries, you may have the right to request
                access to the personal information we collect from you, change that
                information, or delete it in some circumstances. To request to review,
                update, or delete your personal information, please submit a request by
                email at help@rosimosi.com. We will respond to your request within 30
                days.
              
                AGREEMENT TO TERMS
                
                These Terms of Use constitute a legally binding agreement made between
                you, whether personally or on behalf of an entity (“you”) and RosiMosi
                LLC ("Company", “we”, “us”, or “our”), concerning your access to and use
                of the www.rosimosi.com website as well as any other media form,
                media channel, mobile website or mobile application related, linked, or
                otherwise connected thereto (collectively, the “Site”). You agree that
                by accessing the Site, you have read, understood, and agreed to be bound
                by all of these Terms of Use. IF YOU DO NOT AGREE WITH ALL OF THESE
                TERMS OF USE, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SITE AND
                YOU MUST DISCONTINUE USE IMMEDIATELY.
                
                Supplemental terms and conditions or documents that may be posted on the
                Site from time to time are hereby expressly incorporated herein by
                reference. We reserve the right, in our sole discretion, to make changes
                or modifications to these Terms of Use at any time and for any reason.
                We will alert you about any changes by updating the “Last updated” date
                of these Terms of Use, and you waive any right to receive specific
                notice of each such change. It is your responsibility to periodically
                review these Terms of Use to stay informed of updates. You will be
                subject to, and will be deemed to have been made aware of and to have
                accepted, the changes in any revised Terms of Use by your continued use
                of the Site after the date such revised Terms of Use are posted.
                
                The information provided on the Site is not intended for distribution to
                or use by any person or entity in any jurisdiction or country where such
                distribution or use would be contrary to law or regulation or which
                would subject us to any registration requirement within such
                jurisdiction or country. Accordingly, those persons who choose to access
                the Site from other locations do so on their own initiative and are
                solely responsible for compliance with local laws, if and to the extent
                local laws are applicable.
                
                All users who are minors in the jurisdiction in which they reside
                (generally under the age of 18) must have the permission of, and be
                directly supervised by, their parent or guardian to use the Site. If you
                are a minor, you must have your parent or guardian read and agree to
                these Terms of Use prior to you using the Site.
                
                INTELLECTUAL PROPERTY RIGHTS
                
                Unless otherwise indicated, the Site is our proprietary property and all
                source code, databases, functionality, software, website designs, audio,
                video, text, photographs, and graphics on the Site (collectively, the
                “Content”) and the trademarks, service marks, and logos contained
                therein (the “Marks”) are owned or controlled by us or licensed to us,
                and are protected by copyright and trademark laws and various other
                intellectual property rights and unfair competition laws of the United
                States, foreign jurisdictions, and international conventions. The
                Content and the Marks are provided on the Site “AS IS” for your
                information and personal use only. Except as expressly provided in these
                Terms of Use, no part of the Site and no Content or Marks may be copied,
                reproduced, aggregated, republished, uploaded, posted, publicly
                displayed, encoded, translated, transmitted, distributed, sold,
                licensed, or otherwise exploited for any commercial purpose whatsoever,
                without our express prior written permission.
                
                Provided that you are eligible to use the Site, you are granted a
                limited license to access and use the Site and to download or print a
                copy of any portion of the Content to which you have properly gained
                access solely for your personal, non-commercial use. We reserve all
                rights not expressly granted to you in and to the Site, the Content and
                the Marks.
                
                USER REPRESENTATIONS
                
                By using the Site, you represent and warrant that: (1) all registration
                information you submit will be true, accurate, current, and complete;
                (2) you will maintain the accuracy of such information and promptly
                update such registration information as necessary; (3) you have the
                legal capacity and you agree to comply with these Terms of Use; (4) you
                are not a minor in the jurisdiction in which you reside, or if a minor,
                you have received parental permission to use the Site; (5) you will not
                access the Site through automated or non-human means, whether through a
                bot, script, or otherwise; (6) you will not use the Site for any illegal
                or unauthorized purpose; and (7) your use of the Site will not violate
                any applicable law or regulation.
                
                If you provide any information that is untrue, inaccurate, not current,
                or incomplete, we have the right to suspend or terminate your account
                and refuse any and all current or future use of the Site (or any portion
                thereof).
                
                USER REGISTRATION
                
                You may be required to register with the Site. You agree to keep your
                password confidential and will be responsible for all use of your
                account and password. We reserve the right to remove, reclaim, or change
                a username you select if we determine, in our sole discretion, that such
                username is inappropriate, obscene, or otherwise objectionable.
                
                PROHIBITED ACTIVITIES
                
                You may not access or use the Site for any purpose other than that for
                which we make the Site available. The Site may not be used in connection
                with any commercial endeavors except those that are specifically
                endorsed or approved by us.
                
                As a user of the Site, you agree not to:
                
                1. Systematically retrieve data or other content from the Site to create
                or compile, directly or indirectly, a collection, compilation, database,
                or directory without written permission from us. 
                2. Make any unauthorized use of the Site, including collecting usernames
                and/or email addresses of users by electronic or other means for the
                purpose of sending unsolicited email, or creating user accounts by
                automated means or under false pretenses. 
                3. Circumvent, disable, or otherwise interfere with security-related
                features of the Site, including features that prevent or restrict the
                use or copying of any Content or enforce limitations on the use of the
                Site and/or the Content contained therein. 
                4. Engage in unauthorized framing of or linking to the Site. 
                5. Trick, defraud, or mislead us and other users, especially in any
                attempt to learn sensitive account information such as user passwords.
                
                6. Make improper use of our support services or submit false reports of
                abuse or misconduct. 
                7. Engage in any automated use of the system, such as using scripts to
                send comments or messages, or using any data mining, robots, or similar
                data gathering and extraction tools. 
                8. Interfere with, disrupt, or create an undue burden on the Site or the
                networks or services connected to the Site. 
                9. Attempt to impersonate another user or person or use the username of
                another user. 
                10. Use any information obtained from the Site in order to harass,
                abuse, or harm another person. 
                11. Use the Site as part of any effort to compete with us or otherwise
                use the Site and/or the Content for any revenue-generating endeavor or
                commercial enterprise. 
                12. Decipher, decompile, disassemble, or reverse engineer any of the
                software comprising or in any way making up a part of the Site. 
                13. Attempt to bypass any measures of the Site designed to prevent or
                restrict access to the Site, or any portion of the Site. 
                14. Harass, annoy, intimidate, or threaten any of our employees or
                agents engaged in providing any portion of the Site to you. 
                15. Delete the copyright or other proprietary rights notice from any
                Content. 
                16. Copy or adapt the Site’s software, including but not limited to
                Flash, PHP, HTML, JavaScript, or other code. 
                17. Upload or transmit (or attempt to upload or to transmit) viruses,
                Trojan horses, or other material, including excessive use of capital
                letters and spamming (continuous posting of repetitive text), that
                interferes with any party’s uninterrupted use and enjoyment of the Site
                or modifies, impairs, disrupts, alters, or interferes with the use,
                features, functions, operation, or maintenance of the Site. 
                18. Upload or transmit (or attempt to upload or to transmit) any
                material that acts as a passive or active information collection or
                transmission mechanism, including without limitation, clear graphics
                interchange formats (“gifs”), 1×1 pixels, web bugs, cookies, or other
                similar devices (sometimes referred to as “spyware” or “passive
                collection mechanisms” or “pcms”). 
                19. Except as may be the result of standard search engine or Internet
                browser usage, use, launch, develop, or distribute any automated system,
                including without limitation, any spider, robot, cheat utility, scraper,
                or offline reader that accesses the Site, or using or launching any
                unauthorized script or other software. 
                20. Use the Site in a manner inconsistent with any applicable laws or
                regulations. 
                
                MOBILE APPLICATION LICENSE
                
                Use License
                
                If you access the Site via a mobile application, then we grant you a
                revocable, non-exclusive, non-transferable, limited right to install and
                use the mobile application on wireless electronic devices owned or
                controlled by you, and to access and use the mobile application on such
                devices strictly in accordance with the terms and conditions of this
                mobile application license contained in these Terms of Use. You shall
                not: (1) decompile, reverse engineer, disassemble, attempt to derive the
                source code of, or decrypt the application; (2) make any modification,
                adaptation, improvement, enhancement, translation, or derivative work
                from the application; (3) violate any applicable laws, rules, or
                regulations in connection with your access or use of the application;
                (4) remove, alter, or obscure any proprietary notice (including any
                notice of copyright or trademark) posted by us or the licensors of the
                application; (5) use the application for any revenue generating
                endeavor, commercial enterprise, or other purpose for which it is not
                designed or intended; (6) make the application available over a network
                or other environment permitting access or use by multiple devices or
                users at the same time; (7) use the application for creating a product,
                service, or software that is, directly or indirectly, competitive with
                or in any way a substitute for the application; (8) use the application
                to send automated queries to any website or to send any unsolicited
                commercial e-mail; or (9) use any proprietary information or any of our
                interfaces or our other intellectual property in the design,
                development, manufacture, licensing, or distribution of any
                applications, accessories, or devices for use with the application.
                
                Apple and Android Devices
                
                The following terms apply when you use a mobile application obtained
                from either the Apple Store or Google Play (each an “App Distributor”)
                to access the Site: (1) the license granted to you for our mobile
                application is limited to a non-transferable license to use the
                application on a device that utilizes the Apple iOS or Android operating
                systems, as applicable, and in accordance with the usage rules set forth
                in the applicable App Distributor’s terms of service; (2) we are
                responsible for providing any maintenance and support services with
                respect to the mobile application as specified in the terms and
                conditions of this mobile application license contained in these Terms
                of Use or as otherwise required under applicable law, and you
                acknowledge that each App Distributor has no obligation whatsoever to
                furnish any maintenance and support services with respect to the mobile
                application; (3) in the event of any failure of the mobile application
                to conform to any applicable warranty, you may notify the applicable App
                Distributor, and the App Distributor, in accordance with its terms and
                policies, may refund the purchase price, if any, paid for the mobile
                application, and to the maximum extent permitted by applicable law, the
                App Distributor will have no other warranty obligation whatsoever with
                respect to the mobile application; (4) you represent and warrant that
                (i) you are not located in a country that is subject to a U.S.
                government embargo, or that has been designated by the U.S. government
                as a “terrorist supporting” country and (ii) you are not listed on any
                U.S. government list of prohibited or restricted parties; (5) you must
                comply with applicable third-party terms of agreement when using the
                mobile application, e.g., if you have a VoIP application, then you must
                not be in violation of their wireless data service agreement when using
                the mobile application; and (6) you acknowledge and agree that the App
                Distributors are third-party beneficiaries of the terms and conditions
                in this mobile application license contained in these Terms of Use, and
                that each App Distributor will have the right (and will be deemed to
                have accepted the right) to enforce the terms and conditions in this
                mobile application license contained in these Terms of Use against you
                as a third-party beneficiary thereof.
                
                SUBMISSIONS
                
                You acknowledge and agree that any questions, comments, suggestions,
                ideas, feedback, or other information regarding the Site ("Submissions")
                provided by you to us are non-confidential and shall become our sole
                property. We shall own exclusive rights, including all intellectual
                property rights, and shall be entitled to the unrestricted use and
                dissemination of these Submissions for any lawful purpose, commercial or
                otherwise, without acknowledgment or compensation to you. You hereby
                waive all moral rights to any such Submissions, and you hereby warrant
                that any such Submissions are original with you or that you have the
                right to submit such Submissions. You agree there shall be no recourse
                against us for any alleged or actual infringement or misappropriation of
                any proprietary right in your Submissions.
                
                SITE MANAGEMENT
                
                We reserve the right, but not the obligation, to: (1) monitor the Site
                for violations of these Terms of Use; (2) take appropriate legal action
                against anyone who, in our sole discretion, violates the law or these
                Terms of Use, including without limitation, reporting such user to law
                enforcement authorities; (3) in our sole discretion and without
                limitation, refuse, restrict access to, limit the availability of, or
                disable (to the extent technologically feasible) any of your
                Contributions or any portion thereof; (4) in our sole discretion and
                without limitation, notice, or liability, to remove from the Site or
                otherwise disable all files and content that are excessive in size or
                are in any way burdensome to our systems; and (5) otherwise manage the
                Site in a manner designed to protect our rights and property and to
                facilitate the proper functioning of the Site.
                
                PRIVACY POLICY
                
                We care about data privacy and security. Please review our Privacy
                Policy: www.rosimosi.com/privacy. By using the Site, you agree to be
                bound by our Privacy Policy, which is incorporated into these Terms of
                Use. Please be advised the Site is hosted in the United States. If you
                access the Site from the European Union, Asia, or any other region of
                the world with laws or other requirements governing personal data
                collection, use, or disclosure that differ from applicable laws in the
                United States, then through your continued use of the Site, you are
                transferring your data to the United States, and you expressly consent
                to have your data transferred to and processed in the United States.
                
                TERM AND TERMINATION
                
                These Terms of Use shall remain in full force and effect while you use
                the Site. WITHOUT LIMITING ANY OTHER PROVISION OF THESE TERMS OF USE, WE
                RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR
                LIABILITY, DENY ACCESS TO AND USE OF THE SITE (INCLUDING BLOCKING
                CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO REASON,
                INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY,
                OR COVENANT CONTAINED IN THESE TERMS OF USE OR OF ANY APPLICABLE LAW OR
                REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SITE OR
                DELETE YOUR ACCOUNT AND ANY CONTENT OR INFORMATION THAT YOU POSTED AT
                ANY TIME, WITHOUT WARNING, IN OUR SOLE DISCRETION.
                
                If we terminate or suspend your account for any reason, you are
                prohibited from registering and creating a new account under your name,
                a fake or borrowed name, or the name of any third party, even if you may
                be acting on behalf of the third party. In addition to terminating or
                suspending your account, we reserve the right to take appropriate legal
                action, including without limitation pursuing civil, criminal, and
                injunctive redress.
                
                MODIFICATIONS AND INTERRUPTIONS
                
                We reserve the right to change, modify, or remove the contents of the
                Site at any time or for any reason at our sole discretion without
                notice. However, we have no obligation to update any information on our
                Site. We also reserve the right to modify or discontinue all or part of
                the Site without notice at any time. We will not be liable to you or any
                third party for any modification, price change, suspension, or
                discontinuance of the Site.
                
                We cannot guarantee the Site will be available at all times. We may
                experience hardware, software, or other problems or need to perform
                maintenance related to the Site, resulting in interruptions, delays, or
                errors. We reserve the right to change, revise, update, suspend,
                discontinue, or otherwise modify the Site at any time or for any reason
                without notice to you. You agree that we have no liability whatsoever
                for any loss, damage, or inconvenience caused by your inability to
                access or use the Site during any downtime or discontinuance of the
                Site. Nothing in these Terms of Use will be construed to obligate us to
                maintain and support the Site or to supply any corrections, updates, or
                releases in connection therewith.
                
                 GOVERNING LAW
                
                These Terms of Use and your use of the Site are governed by and
                construed in accordance with the laws of the State of Missouri
                applicable to agreements made and to be entirely performed within the
                State of Missouri, without regard to its conflict of law principles.
                
                 DISPUTE RESOLUTION
                
                 Binding Arbitration
                
                If the Parties are unable to resolve a Dispute through informal
                negotiations, the Dispute (except those Disputes expressly excluded
                below) will be finally and exclusively resolved by binding arbitration.
                YOU UNDERSTAND THAT WITHOUT THIS PROVISION, YOU WOULD HAVE THE RIGHT TO
                SUE IN COURT AND HAVE A JURY TRIAL. The arbitration shall be commenced
                and conducted under the Commercial Arbitration Rules of the American
                Arbitration Association ("AAA") and, where appropriate, the AAA’s
                Supplementary Procedures for Consumer Related Disputes ("AAA Consumer
                Rules"), both of which are available at the AAA website www.adr.org.
                Your arbitration fees and your share of arbitrator compensation shall be
                governed by the AAA Consumer Rules and, where appropriate, limited by
                the AAA Consumer Rules. The arbitration may be conducted in person,
                through the submission of documents, by phone, or online. The arbitrator
                will make a decision in writing, but need not provide a statement of
                reasons unless requested by either Party. The arbitrator must follow
                applicable law, and any award may be challenged if the arbitrator fails
                to do so. Except where otherwise required by the applicable AAA rules or
                applicable law, the arbitration will take place in Jackson County,
                Missouri. Except as otherwise provided herein, the Parties may litigate
                in court to compel arbitration, stay proceedings pending arbitration, or
                to confirm, modify, vacate, or enter judgment on the award entered by
                the arbitrator.
                
                If for any reason, a Dispute proceeds in court rather than arbitration,
                the Dispute shall be commenced or prosecuted in the state and federal
                courts located in Jackson County, Missouri, and the Parties hereby
                consent to, and waive all defenses of lack of personal jurisdiction, and
                forum non conveniens with respect to venue and jurisdiction in such
                state and federal courts. Application of the United Nations Convention
                on Contracts for the International Sale of Goods and the the Uniform
                Computer Information Transaction Act (UCITA) are excluded from these
                Terms of Use.
                
                If this provision is found to be illegal or unenforceable, then neither
                Party will elect to arbitrate any Dispute falling within that portion of
                this provision found to be illegal or unenforceable and such Dispute
                shall be decided by a court of competent jurisdiction within the courts
                listed for jurisdiction above, and the Parties agree to submit to the
                personal jurisdiction of that court.
                
                 Restrictions
                
                The Parties agree that any arbitration shall be limited to the Dispute
                between the Parties individually. To the full extent permitted by law,
                (a) no arbitration shall be joined with any other proceeding; (b) there
                is no right or authority for any Dispute to be arbitrated on a
                class-action basis or to utilize class action procedures; and (c) there
                is no right or authority for any Dispute to be brought in a purported
                representative capacity on behalf of the general public or any other
                persons.
                
                 Exceptions to Arbitration
                
                The Parties agree that the following Disputes are not subject to the
                above provisions concerning binding arbitration: (a) any Disputes
                seeking to enforce or protect, or concerning the validity of, any of the
                intellectual property rights of a Party; (b) any Dispute related to, or
                arising from, allegations of theft, piracy, invasion of privacy, or
                unauthorized use; and (c) any claim for injunctive relief. If this
                provision is found to be illegal or unenforceable, then neither Party
                will elect to arbitrate any Dispute falling within that portion of this
                provision found to be illegal or unenforceable and such Dispute shall be
                decided by a court of competent jurisdiction within the courts listed
                for jurisdiction above, and the Parties agree to submit to the personal
                jurisdiction of that court.
                
                 CORRECTIONS
                
                There may be information on the Site that contains typographical errors,
                inaccuracies, or omissions, including descriptions, pricing,
                availability, and various other information. We reserve the right to
                correct any errors, inaccuracies, or omissions and to change or update
                the information on the Site at any time, without prior notice.
                
                 DISCLAIMER
                
                THE SITE IS PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT
                YOUR USE OF THE SITE AND OUR SERVICES WILL BE AT YOUR SOLE RISK. TO THE
                FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR
                IMPLIED, IN CONNECTION WITH THE SITE AND YOUR USE THEREOF, INCLUDING,
                WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS
                FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR
                REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SITE’S CONTENT
                OR THE CONTENT OF ANY WEBSITES LINKED TO THE SITE AND WE WILL ASSUME NO
                LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR
                INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY
                DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE
                OF THE SITE, (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS
                AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION
                STORED THEREIN, (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR
                FROM THE SITE, (5) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH
                MAY BE TRANSMITTED TO OR THROUGH THE SITE BY ANY THIRD PARTY, AND/OR (6)
                ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS OR
                DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT
                POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SITE. WE DO NOT
                WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR
                SERVICE OFFERED BY A THIRD PARTY THROUGH THE SITE, ANY
                HYPERLINKED WEBSITE, OR ANY WEBSITE OR MOBILE APPLICATION FEATURED THROUGH THE SITE, AND WE WILL NOT BE
                A PARTY TO OR IN ANY
                WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND ANY
                THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE PURCHASE OF A
                PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD
                USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.
                
                 LIMITATIONS OF LIABILITY
                
                IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO
                YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL,
                EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST
                PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR
                USE OF THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH
                DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR
                LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF
                THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY
                YOU TO US DURING THE SIX (6) MONTH PERIOD PRIOR TO ANY CAUSE OF ACTION
                ARISING. CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED
                WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE
                LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS OR LIMITATIONS
                MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.
                
                 INDEMNIFICATION
                
                You agree to defend, indemnify, and hold us harmless, including our
                subsidiaries, affiliates, and all of our respective officers, agents,
                partners, and employees, from and against any loss, damage, liability,
                claim, or demand, including reasonable attorneys’ fees and expenses,
                made by any third party due to or arising out of: (1) use of the Site;
                (2) breach of these Terms of Use; (3) any breach of your representations
                and warranties set forth in these Terms of Use; (4) your violation of
                the rights of a third party, including but not limited to intellectual
                property rights; or (5) any overt harmful act toward any other user of
                the Site with whom you connected via the Site. Notwithstanding the
                foregoing, we reserve the right, at your expense, to assume the
                exclusive defense and control of any matter for which you are required
                to indemnify us, and you agree to cooperate, at your expense, with our
                defense of such claims. We will use reasonable efforts to notify you of
                any such claim, action, or proceeding which is subject to this
                indemnification upon becoming aware of it.
                
                 USER DATA
                
                We will maintain certain data that you transmit to the Site for the
                purpose of managing the performance of the Site, as well as data
                relating to your use of the Site. Although we perform regular routine
                backups of data, you are solely responsible for all data that you
                transmit or that relates to any activity you have undertaken using the
                Site. You agree that we shall have no liability to you for any loss or
                corruption of any such data, and you hereby waive any right of action
                against us arising from any such loss or corruption of such data.
                
                 ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES
                
                Visiting the Site, sending us emails, and completing online forms
                constitute electronic communications. You consent to receive electronic
                communications, and you agree that all agreements, notices, disclosures,
                and other communications we provide to you electronically, via email and
                on the Site, satisfy any legal requirement that such communication be in
                writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES,
                CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF
                NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY
                US OR VIA THE SITE. You hereby waive any rights or requirements under
                any statutes, regulations, rules, ordinances, or other laws in any
                jurisdiction which require an original signature or delivery or
                retention of non-electronic records, or to payments or the granting of
                credits by any means other than electronic means.
                
                 CALIFORNIA USERS AND RESIDENTS
                
                If any complaint with us is not satisfactorily resolved, you can contact
                the Complaint Assistance Unit of the Division of Consumer Services of
                the California Department of Consumer Affairs in writing at 1625 North
                Market Blvd., Suite N 112, Sacramento, California 95834 or by telephone
                at (800) 952-5210 or (916) 445-1254.
                
                 MISCELLANEOUS
                
                These Terms of Use and any policies or operating rules posted by us on
                the Site or in respect to the Site constitute the entire agreement and
                understanding between you and us. Our failure to exercise or enforce any
                right or provision of these Terms of Use shall not operate as a waiver
                of such right or provision. These Terms of Use operate to the fullest
                extent permissible by law. We may assign any or all of our rights and
                obligations to others at any time. We shall not be responsible or liable
                for any loss, damage, delay, or failure to act caused by any cause
                beyond our reasonable control. If any provision or part of a provision
                of these Terms of Use is determined to be unlawful, void, or
                unenforceable, that provision or part of the provision is deemed
                severable from these Terms of Use and does not affect the validity and
                enforceability of any remaining provisions. There is no joint venture,
                partnership, employment or agency relationship created between you and
                us as a result of these Terms of Use or use of the Site. You agree that
                these Terms of Use will not be construed against us by virtue of having
                drafted them. You hereby waive any and all defenses you may have based
                on the electronic form of these Terms of Use and the lack of signing by
                the parties hereto to execute these Terms of Use.
                
                 SUBSCRIPTIONS / PAYMENT
                
                You will maintain access to the site until the end of your subscription
                period. The only exception are trial periods, where if you cancel during
                the trial period your access will be revoked immediately. You may cancel
                your subscription at anytime and will not be charged again. To cancel your subscription made through
                Apple, Google, or Amazon you must visit the corresponding App Store to cancel. If your subscription was
                made through our website you may cancel by clicking Settings at the bottom of our website or by emailing
                us at help@rosimosi.com.
                Subscriptions can not be prorated or refunded at cancellation.
                
                 CONTACT US
                
                In order to resolve a complaint regarding the Site or to receive further
                information regarding use of the Site, please contact us at
                help@rosimosi.com